The No. 1 rule for savvy credit card use: Always pay your bills on time. Smart credit card use also requires you to protect yourself from fraud, use rewards to your benefit and use your plastic to help you build your credit score. Best Credit Card Tips Be patient with the switch to chip-card readers Be cautious at the gas pump Check your credit card statements and credit report Set up mobile alerts Freeze your credit Pay off high-interest debt Get a rewards credit card now Use the right credit card Mind your credit score Ask for a higher credit limit Here are 10 tips to help you accomplish all of these goals in 2018: 1. Be Patient With The Switch To Chip-Card Readers It’s been two years since the rollout of chip-enabled payment terminals began in the U.S., but only half of all retail merchants today are able to process credit cards and debit cards with a chip. The transition has been much slower and far more frustrating for consumers and retailer...